![]() ![]() Who is the Indigo Platinum Mastercard for? If you have the funds for a secured credit card deposit, a no-annual-fee secured rewards credit card could be a better option. However, high fees and interest rates could make it a poor choice for someone who qualifies for other credit cards. The Indigo Platinum Mastercard is a traditional credit card available to applicants with bad credit. Here’s a closer look at how the Indigo Platinum Mastercard works so you can decide if it’s the right fit for you. However, low credit limits and potentially high fees make it a poor choice for anyone with good credit or who can qualify for a card with no annual fee and a lower interest rate. If you don’t want a secured credit card and want to build credit, this traditional card may be a reasonable choice. If they are not keeping the appropriate and legal paperwork, they are not allowed to list that account on your reports.The Indigo Platinum Mastercard is a credit card for people with a spotty credit history looking to rebuild their credit score. They are required to keep records that allow them to list that negative information on your report. As much as credit card companies, loan companies, banks or debt collectors can tarnish your credit and financial freedom with a single keystroke, the USA has laws for the consumer - YOU! As much as a car repo company wants to list a $8000 debt on your report it is your legal right to challenge the validity of that debt and the bureaus themselves. ![]() No academic studies / surveys without approval - All surveys / studies must have prior r/credit mod approval and must have IRB approval. This includes buying tradelines, CPNs, etc. No promoting fraud - Posts or comments encouraging others to commit fraud will be removed and will result in a permanent ban. Attempts to work around automod will result in a permanent ban. Please see the wiki to see the general r/credit consensus on using such companies. No credit repair company / services posts - No posts asking about hiring a credit repair company or service are allowed. Violation is an immediate and permanent ban. This sub-reddit is for sharing information directly in the community. ![]() No Self-promotion - No self promotion of your services, products, videos, etc. No Link Shorteners/Referrals - Any use of a link shortener or referral will result in an immediate and permanent ban. Insults, slurs, name-calling, going off topic, personal attacks, etc. You will not be welcome in this sub if you attack others. Don't Shame Others / Name-calling / Personal Attacks - Everybody makes mistakes in their life and this platform is here for us to work together to correct them.Please keep these general guidelines in mind when participating in r/CRedit Consider checking out these reddits to do just that! Getting your credit in order sometimes requires you to also get a reign on your life overall. Medical Collections Information / Guide.Discover, Amex, Wells Fargo, and other banks / credit unions provide various FICO scores for customers. ![]()
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